Icici Bank Home Loan Interest Rate Page

Like millions of Indians, they walked into an ICICI Bank branch. The manager, a shrewd man named Mr. Sharma, slid a sheet across the table. "Ma'am, Sir," he began, "Our current ICICI Bank home loan interest rate is , linked to the MCLR (Marginal Cost of Funds based Lending Rate)."

The economic cycle has turned. In late 2024 and early 2025, the RBI cut the Repo Rate twice to spur growth. It now stands at 6.00%. icici bank home loan interest rate

By late 2020, ICICI launched a new regime: ICICI Home Loan – Repo Linked . The advertised rate fell to . But Sunil was stuck on the old MCLR loan. He felt betrayed. Like millions of Indians, they walked into an