One Friday evening, while scrolling through Instagram, he saw an ad: “ICICI Bank Home Loan – Sanction in 48 hours. Flexible down payment options.” He scoffed. “All ads are lies,” he told Meera.
He noticed a button: “Part Payment” and “Increase EMI” . No prepayment penalty for floating rates. ICICI had built exits into the contract, not traps. home loan icici bank
At 5 PM, they got the keys.
Mr. Sathaye smiled. “Sir, for salaried customers with a strong CIBIL (yours is 782, excellent), we offer up to 90% financing for properties under ₹75 lakhs. You only need 10% down payment. That’s ₹7.5 lakhs. You already have it.” One Friday evening, while scrolling through Instagram, he